Auto Insurance

Wherever you’re driving to in Michigan, you want to be covered. An accident can get expensive, so you want to have auto insurance you can rely on. At Gardner and Gardner Insurance Agency, our agents are prepared to help you every step of the way.

Is auto insurance required?

Auto insurance is required in Michigan to ensure you’re able to take care of what damages you may cause – either to property or to a person. You will need to have liability coverage for property damage and bodily injury.

The state mandates a limited level of coverage. Once you meet the minimum level, you can choose to add more. The benefit of this is that you would have more coverage in the event of an accident. Your goal should always be to minimize your out of pocket expenses.

How to Customize Your Auto Policy

There are plenty of ways for you to customize an auto insurance policy. You will want to explore various ways to protect yourself:

  • Comprehensive
  • Collision
  • Uninsured/underinsured
  • Roadside assistance

With our help, we can explain what each level of coverage provides in terms of protection. Additionally, we can recommend coverage levels based on past experience on the roads. If you’ve been involved in several accidents or dealt with non-driving related damage in the past, there may be specific things you want to add to your policy.

Additionally, when it comes to auto insurance, the costs can vary based on the vehicle you drive, how clean your driving record is, and even your Zip Code. We will work to get you quotes from some of the top insurance companies. It will make it easier for you to see what the prices are and ensure that you’re getting the best possible premium for your situation.

Please stop by our office or give us a call today to discuss your auto insurance. Our friendly and knowledgeable agents can customize a policy that you can count on.