If you have big plans of cruising down a Michigan highway on a motorcycle, you need to have motorcycle insurance. It’s not only the law, but it offers you financial protection, too. At Gardner and Gardner Insurance Agency, we have the independent insurance agents to help you every step of the way.
What is motorcycle insurance?
Motorcycle insurance is mandatory in Michigan, though you aren’t required to purchase the standard no-fault insurance of motor vehicles. Instead, the only requirement is that you have minimum liability coverage in place.
Essentially, motorcycle insurance protects you in the event that you cause property damage, bodily injury, or death to someone else when using your bike. Of course, there are other coverage options that you can include – such as medical benefits coverage.
Since almost anything can happen when you’re riding a bike around town, you want to know that you’re covered. When you have a policy that you can count on, you can file a claim if something happens.
How do you customize a policy?
What works for you may not work for someone else, and vice versa. You have to look at your needs and what you could potentially pay for if you’re involved in a motorcycle accident.
Our agents can help you consider a few details on your policy:
- How your bike’s value will be calculated
- The level of liability protection you should have
- Optional coverage that can be beneficial
Ultimately, you want to have enough coverage in place that you don’t have to pay more than the deductible if you’re involved in an accident.
Our agents have the knowledge to help. We can make recommendations for coverage. Additionally, we can work to get quotes from multiple companies. It ensures that you get the best policy out there.
Have fun on your motorcycle with insurance you can count on. Give us a call at Gardner and Gardner Insurance Agency now so we can discuss motorcycle insurance options with you.